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Program of microlending of women’s entrepreneurship from «Damu» entrepreneurship development fund JSC

VTB Bank (Kazakhstan) conducts financing of entrepreneurs within the framework of Program of microlending of women's entrepreneurship. 


Target segment «Subjects of women’s entrepreneurship» - women engaged in entrepreneurial activity in the form of individual entrepreneurship without establishment of legal entity and legal entities under the guidance of women.
Loan term Not more than 84 (eighty-four) months
Loan purpose
  • Replenishment of working capital;
  • Acquisition of new fixed assets;
  • Modernization of fixed assets;
  • Refinancing of loans previously obtained by subjects of women’s entrepreneurship from partner banks, other banks and other credit organizations.
Effective interest rate of loan Not more than 14% (fourteen percent) per annum
Loan currency Tenge
Loan amount Not more than 30 000 000 (thirty million) tenge. In case of refinancing of existing loans – balance  of loan indebtedness of refinanced loan must not exceed 8000 (eight thousand) MCI as of the date of refinancing.
Lending terms
  • For legal persons – women's participation in equity capital is not less than 50%, with the number of female employees not less than 30% of total number of employees.
  • For individual entrepreneurs - women engaged in entrepreneurial activity in the form of individual entrepreneurship without establishment of legal entity.
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