Credit cards

International credit card of Bank VTB (Kazakhstan) – is a modern and convenient way to pay for any purchases and services. Where ever you are, necessary amount of money is always at your fingertips.

Use this chance right now, do not postpone for later.

Terms and conditions of a credit

Credits are granted for consumer purposes;

Loan type – revolving credit line;

Loan currency – tenge;

Interest rate - from 34 % (annual effective interest rate from 39.9%);

Amount of credit – up to 2 000 000 tenge;

Credit term– 36 months;

Monthly repayment - 5% from the outstanding principal + interest rate to the Bank;;

Grace period – up to 60 days;

Early repayment – at any time, with no fees and fines.

Credit card of Bank VTB (Kazakhstan) – is:

• an opportunity to pay for goods and services all over the world within the credit limit granted by the Bank;

• a financial reserve in case of emergency;

• a charge of remuneration only on used amount of the credit; if the credit limit is not used, there is no need to pay anything;

• an opportunity of early repayment (both cash and cashless);

• safety and high level of protection of money on the payment card;

• renewability: amounts allocated for the repayment can be used again;

• availability of a grace period for the repayment of remuneration.

Documents required for credit:

1. Identity document, issued in accordance with the requirements of the current legislation of the Republic of Kazakhstan;

2. Certificate from a place of work confirming seniority and position held;

3. Document stating and confirming Borrower’s salary for a period not less than 6 (six) months;

4. Statement of Accumulative Pension Fund from Borrower’s individual pension account for the last 6 (six) months;

5. Certificate from the Address bureau.