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«Saving» Deposit

You may decide yourself from what amount you can start saving money and what your first step is going to be.

You may independently take a decision concerning the minimum initial contribution.

Currency

The deposit may be in tenge.

Minimum Initial Contribution 

Minimum amount of the deposit — 15 000 tenge.

Deposit Period

There are six variants of saving deposit periods in the Bank: 1, 3, 6, 12,  24, 36 months.

Replenishment and Partial Withdrawal

Conditions of the Saving Deposit do not provide for any replenishment or partial withdrawal of the Saving Deposit amount.

Interest Payment

Interest on the “Saving” deposit shall be paid on a monthly basis on the last day of each calendar month by transferring to your saving account, increasing the amount on which the interest is charged (interest capitalization).

Prolongation of the Fixed-Term Deposit Agreement

In case the deposit amount is not requested on the date of expiry specified in the fixed-term deposit agreement, the agreement shall be prolonged for the same period and under the same conditions except for the rate of interest which shall be established at a rate applicable by the Bank as of the date of prolongation of the fixed-term deposit agreement.

Attention!        
Interest rate on deposit remains unchanged during the deposit amount placement period. 
The Bank may change (increase, decrease) the size of the interest on deposits, as well as the rate of demand, in case of the extension of the deposit term.

Amounts of remuneration on «Saving» deposit

Currency

Minimum deposit amount

Term of deposit in months

1

3

6

12

24

36

 Amount of remuneration (% per annum)

KZT

15 000

6,0

7,0

7,5

8,0

7,0

7,0

Effective rate of remuneration (% per annum)

KZT

15 000

6,2

7,2

7,8

8,3

7,2

7,2

Note: The annual effective interest rate was calculated in compliance with requirements of the RK Agency for Regulation and Supervision of the Financial Market and Financial Organizations.

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