The National Entrepreneurship Development Project for 2021-2025 envisages the subsidizing interest rates and guarantees, in the event of a shortage of collateral.



Conditions for subsidizing projects under portfolio subsidizing

Participants

Small business entities, including micro-entrepreneurs

Sectors

No sectorial restrictions

Maximum loan amount

for investments – no more than 20 million KZT, for replenishment of working capital – no more than 5 million KZT

Loan subsidy amount

The basic rate of NBRK + 7%, of which 6% is paid by the entrepreneur, and the difference is subsidized by the state.

For projects implemented in mono and small towns, rural settlements, the Basic rate of NBRK +7%, of which 5% is paid by the entrepreneur, and the difference is subsidized by the state.

Loan term

Investments – 3 (three) years without the right to prolong the subsidy period. Replenishment of the working capital – 2 years without the right to prolong the subsidy period.

   

Conditions for subsidizing projects within the framework of the direction "Support for entrepreneurs/entities of industrial-innovative activities" of the National Project for Entrepreneurship Development for 2021-2025

Participants

Small and medium-sized business entities

Entrepreneurs/entities of industrial-innovation activity, implementing and (or) planning to implement their own and effective projects in the priority sectors of the economy.

Projects implemented in settlements, including mono and small towns, rural settlements, except for the cities of republican significance/regional centers – without sectorial restrictions.

Sector

No sectorial restrictions – for projects in settlements, including mono and small towns, rural settlements, except for the cities of republican significance/regional centers

Maximum loan amount

Not more than 3 billion KZT

Not more than 1.5 billion KZT for the projects in settlements, including mono and small towns, rural settlements, except for the cities of republican significance/regional centers

Subsidy amount

The basic rate of NBRK + 5%, of which 6% is paid by the entrepreneur, and the difference is subsidized by the state.

Loan term

Investments – 5 (five) years without the right to prolong the subsidy period;

Replenishment of working capital – three years without the right to prolong the subsidy period

Refinancing

Loans with a term not exceeding 2 years from the date of issue of the first loan

An entrepreneur can receive comprehensive support within the framework of all Program instruments.

The guarantee covers first-time entrepreneurs, entrepreneurs implementing, and (or) planning to implement their projects in priority sectors of the economy.

Conditions of loan guarantee within the framework of the National Entrepreneurship Development Project for 2021-2025.

Maximum guarantee amount

Up to 85% of the loan

Maximum loan amount

1 billion KZT

Maximum guarantee period

no longer than the loan term

Own participation in the project under loans over 500 million KZT

at a level not lower than 10% of the total cost of the project implementation of own funds (money, movable/immovable property), including the property of third parties

For more information, visit the website of JSC "Damu" Entrepreneurship Development Fund" https://damu.kz/en/programmi/