«Accumulatione» Deposit

"Accumulation" - flexible deposit

"Accumulation" deposit is the most convenient type of deposit, with the ability to replenish and withdraw money at any time, within the minimum balance, without loss of remuneration.

Deposit Terms
Deposit replenishment Partial withdrawal Remuneration payment Early closing
Yes Yes Monthly payment on current account / remuneration capitalization Up to 1 month from the date of deposit opening – without payment of remuneration,
Over 1 month – ½ rate of remuneration for the actual time for which money stayed on account

Rate of remuneration
Currency Minimum deposit amount (minimum balance) Maximum amount Deposit terms, in months
12 13 24 36
Remuneration amount (% per annum, % AERR)


15 000

1 800 000 000

8,0 (up to 8,3)

8,0 (up to 8,3)

8,0 (up to 8,3)

8,0 (up to 8,3)

Acceptance of deposits from individuals in US dollars is terminated since May 3, 2022. Current deposits in this currency will be rolled over at a rate of 0% per annum, regardless of the period of placement and the type of deposit.

Note: The annual effective interest rate was calculated in compliance with requirements of the RK Agency for Regulation and Supervision of the Financial Market and Financial Organizations.  

Documents for opening deposit 
Document identifying the person