«Savings» Deposit

«Savings» Deposit

Gives the opportunity to close deposit earlier with a partial loss of remuneration, while partial withdrawals and additional contributions on the deposit are not provided for.




Deposit conditions

Deposit replenishment Partial withdrawal Remuneration payment Early closing
No No Monthly payment on current account / capitalization
  • Up to 1 month from the date of deposit opening – without payment of remuneration;
  • Over 1 month – ½ rate of remuneration for the actual time for which money stayed on account.

Deposit type according to the Civil Code of the Republic of Kazakhstan – fixed-term deposit

Maximum (marginal) amount of the Deposit guarantee*:

- for deposits in KZT – 10 000 000 KZT

- on deposits in foreign currency – 5 000 000 KZT


Remuneration rates

Currency Minimum deposit amount Deposit terms, in months
1 3 6 12 13 24 36
Remuneration amount (% per annum, % AERR)
KZT 15 000 0
(up to 0)
0
(up to 0)
8,5
(up to 8,8)
9,6
(up to 10,0)
0
(up to 0)
0
(up to 0)
0
(up to 0)

From May 3, 2022, the acceptance of deposits of individuals in US dollars will cease. Current deposits in this currency will be extended at a rate of 0% per annum, regardless of the placement period and the type of deposit.

Note: The annual effective interest rate is calculated in accordance with the requirements of the National Bank of the Republic of Kazakhstan.


*Maximum (marginal) amount of the Deposit guarantee is the amount of the guaranteed reimbursement, based on the amount of savings account balance constituting the maximum (marginal) amount of the guarantee (guaranteed reimbursement) determined by Article 18 of the Law of the RK "On Compulsory Guaranteeing of Deposits Placed with the Second-Tier Banks in the Republic of Kazakhstan", on the date of revocation of the Bank license for all banking operations. If the Depositor has several above-mentioned different types of guaranteed deposits with the Bank, the organization performing the compulsory guaranteeing of deposits shall pay the aggregate guaranteed reimbursement for them to the extent of the maximum amount of the guaranteed reimbursement prescribed for each type of deposit separately, but not more than twenty million KZT.