loan/credit facility, covered by money

Designated purpose Loan currency Loan amount Loan period Collateral
  • Replenishment of working capital and/or,
  • Acquisition and modernization of fixed assets
  • Capital expenditures in long-term assets
  • Investment purposes (excluding project financing)
  • Refinancing of debt issued for the above purposes.

  • KZT
  • RUB
  • USD (within authority)
  • EUR (within authority)

  • Maximum amount not exceeding:
  • 100 000 000 RUB (equivalent in KZT as of the date of the decision or in USD/EUR within the authority) - for the period not exceeding 60 months;
  • 50 000 000 RUB (equivalent in KZT as of the date of making the decision or in USD/EUR within the authority) - for a period not exceeding 84 months.

  • The maximum amount shall not exceed the amount of coverage of money/notes secured by the pledgee on the pledge/notes on the Customer's liabilities, taking into account the Bank's requirements.



  • Maximum period:
  • Up to 84 months - when the amount does not exceed 50 000 000 RUB (equivalent in KZT as of the date of making a decision or in USD/EUR within the authority);
  • Up to 60 months - when the amount does not exceed 100 000 000 RUR (equivalent in KZT as of the date of making a decision or in USD/EUR within authority);
  • Up to 36 months - in case of financing for working capital replenishment.


  • Money placed in a special account of the Bank (pledge).
  • Promissory note of the Bank with a pledge endorsement in the same currency as the currency of the credit transaction.