Deposit Optimal

Basic parameters
Terms and conditions
Customer segment, which the Deposit is offered to
Individual entrepreneurs/ peasant (farming) households, private-sector notaries
Deposit term

6, 12, 24 months – in KZT;

6, 12 months – in USD

Currency of transactions
KZT, USD
Minimum deposit amount / Minimum balance of Deposit

500,000 KZT
1,000 USD

Maximum deposit amount

1,800,000,000 KZT;

5,000,000 USD.

Supplementary contributions to the deposit
Allowed, providing non-exceedance of maximum Deposit amount
Partial withdrawals of deposit amount
Allowed providing preservation of a Deposit amount of at least minimum balance
Capitalization of remuneration
Monthly
Terms and conditions of premature termination of bank deposit
  1. with actual period of Deposit amount allocation of less than 1 (one) calendar month, in accordance with the terms and conditions of Bank deposit agreement, accrual and payment of remuneration are not provided;

    with actual period of deposit amount allocation of 1 (one) and more calendar months, remuneration is recalculated and paid at the rate of 0.5% - in KZT; 0.05% - in USD for the actual number of days of funds allocation on the deposit

Prolongation of Deposit

Not stipulated

Amount of Remuneration rate
Established on a case-by-case basis