VTB Bank (Kazakhstan) conducts financing of entrepreneurs within the framework of Program of microlending of women's entrepreneurship.
Target segment
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«Subjects of women’s entrepreneurship» - women engaged in entrepreneurial activity in the form of individual entrepreneurship without establishment of legal entity and legal entities under the guidance of women.
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Loan term
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Not more than 84 (eighty-four) months
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Loan purpose
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- Replenishment of working capital;
- Acquisition of new fixed assets;
- Modernization of fixed assets;
- Refinancing of loans previously obtained by subjects of women’s entrepreneurship from partner banks, other banks and other credit organizations.
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Effective interest rate of loan
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Not more than 14% (fourteen percent) per annum
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Loan currency
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Tenge
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Loan amount
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Not more than 30 000 000 (thirty million) tenge. In case of refinancing of existing loans – balance of loan indebtedness of refinanced loan must not exceed 8000 (eight thousand) MCI as of the date of refinancing.
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Lending terms
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- For legal persons – women's participation in equity capital is not less than 50%, with the number of female employees not less than 30% of total number of employees.
- For individual entrepreneurs - women engaged in entrepreneurial activity in the form of individual entrepreneurship without establishment of legal entity.
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