Interest rates

Principles of interest rate policy of VTB Bank

The interest rate policy of VTB Bank is, along with the tariff policy, part of the Bank’s pricing policy and is aimed at ensuring:

• sustainable level of profitability of the Bank's products bearing interest income and expenses;
• effective management of the Bank's attracted and own resources;
• consistent development of the Bank's business.

VTB Bank's interest rate policy provides for the establishment of standard rates for attracting resources and basic (minimum) lending rates, as well as individual rates (for individual clients), taking into account risk fees and additional profitability from the provision of other Bank services to clients.

Lending rates for corporate clients

Basic lending rates for corporate clients are set in four currencies - tenge, rubles, US dollars and Euros and depend on the timing of the placement of funds, as well as on the category of borrowers to which a corporate client can be classified in accordance with the procedure in force at the Bank.