"Education - AQYL"
"Education - AQYL" is the best solution for saving money for education of your child!
By opening an Educational-AQYL Deposit: You accumulate money, receive remuneration from the bank and receive a state bonus
Main conditions
- The Bank pays remuneration every month.
- The state bonus is accrued annually on the actual balance of the deposit amount as of January 1 with a 1-year minimum accumulation period:
– in addition to the Bank's rate of remuneration + 5% per annum for all categories of depositors
– in addition to the Bank's rate of remuneration + 7% per annum for the priority categories of depositors (orphans, disabled people, children from large families (4 more children), children from low-income families (before reaching 23 years old)). - A depositor can only be a citizen of the Republic of Kazakhstan, regardless of the age.
- Only one deposit agreement throughout the Republic of Kazakhstan may be drawn up per Depositor.
Deposit Terms
| Deposit replenishment | Partial withdrawal | Remuneration payment | Early closing |
|---|---|---|---|
| Yes |
No, with the exception of the intended use of the deposit – transfer to the educational organization |
Monthly capitalization | At the agreement rate, for the actual time |
Rate of remuneration
| Currency | Minimum deposit amount | Deposit terms, in months |
|---|---|---|
| 36 | ||
| Remuneration amount (% per annum, % AERR) | ||
| KZT |
3 MCI (in 2023 – 10 350 tenge) |
8,5 (up to 8,8) |
The "Educational" deposit is an object of mandatory guarantee of deposits of individuals.
Documents for opening a deposit - Identity document