Deposit “Educational - AQYL”
The Educational -AQYL deposit is the best solution for saving money for your child’s education!
By opening the Educational - AQYL Deposit: You accumulate money, receive a reward from the bank and receive a state bonus
- Documentary letter of credit - any types of letters of credit, including confirmed, unconfirmed, revolving, standby letters of credit, transferable, with a red clause, back-to-back, etc.;
- Documentary collection - upon receipt of payment or acceptance of documents.
- Bank information and payment terminals
- in QIWI Kazakhstan terminals
- in the terminals of the U-station
- in PayDala terminals
Basic conditions:
- The Bank pays remuneration monthly.
- The state premium is accrued annually on the actual balance of the deposit amount as of January 1 with a minimum savings period of 1 year:
- in addition to the Bank's interest rate + 5% per annum for all categories of depositors
- in addition to the Bank's interest rate + 7% per annum for priority categories of depositors (orphans, disabled people, children from large families (4 more children), children from low-income families (up to age 23)).
- Only a citizen of the Republic of Kazakhstan can be a depositor, regardless of age.
- Only one deposit agreement in the Republic of Kazakhstan can be executed for one Depositor.
Terms of deposit
with the exception of the intended use of the deposit - transfer to an educational organization
Remuneration rates
type of Deposit according to the Civil Code of the Republic of Kazakhstan - time deposit
Maximum (limit) guarantee amount for the Deposit¹: 10,000,000 tenge
Terms of deposit placement in months
Amount of remuneration (% per annum, % GESV)²
(in 2025 – 11,796 tenge)
The Educational deposit is subject to mandatory guarantee of deposits of individuals.
Documents for opening a deposit-Identity document
¹ Maximum (limit) amount of guarantee for the Deposit - the amount of guarantee compensation, based on the amount of the balance of money in the savings account, constituting the maximum (limit) amount of the guarantee (guarantee compensation) established by Article 18 of the Law of the Republic of Kazakhstan “On mandatory guarantee of deposits placed in second-tier banks of the Republic of Kazakhstan”, as of the date of deprivation of the Bank’s license to conduct all banking operations.
² Approved by the decision of the ALCO of Subsidiary VTB Bank (Kazakhstan) JSC Extract No. 3 from Minutes No. 21 dated November 20, 2024 (came into effect from November 20, 2024)