«Education - AQYL

"Education - AQYL" is the best solution for saving money for education of your child!

By opening "Education - AQYL" deposit:

  • You save money
  • Your receive remuneration from the Bank
  • You receive state bonus

Main conditions

  1. The Bank pays remuneration every month.
  2. The state bonus is accrued annually on the actual balance of the deposit amount as of January 1 with a 1-year minimum accumulation period:
    – in addition to the Bank's rate of remuneration + 5% per annum for all categories of depositors
    – in addition to the Bank's rate of remuneration + 7% per annum for the priority categories of depositors (orphans, disabled people, children from large families (4 more children), children from low-income families (before reaching 23 years old)).
  3. A depositor can only be a citizen of the Republic of Kazakhstan, regardless of the age.
  4. Only one deposit agreement throughout the Republic of Kazakhstan may be drawn up per Depositor.
Deposit Terms
Deposit replenishment Partial withdrawal Remuneration payment Early closing
Yes No,
with the exception of the intended use of the deposit – transfer to the educational organization
Monthly capitalization At the agreement rate, for the actual time

Rate of remuneration
Currency Minimum deposit amount Deposit terms, in months
Remuneration amount (% per annum, % AERR)


(in 2020 – 8 334 tenge)

8,5 (up to 8,8)

Note: The annual effective interest rate was calculated in compliance with requirements of the RK Agency for Regulation and Supervision of the Financial Market and Financial Organizations.  

Documents for opening deposit 
Document identifying the person