Cash loans
Cash loans are loans for any of your purposes.
They give you the opportunity to enjoy life right now, without putting off a long-awaited purchase, travel or renovation until tomorrow.
Terms of Lending
Credit currency
tenge
Amount
from 200 000 to 6 000 000
Interest rate*
from 20% to 40%
AERR**
from 21,9% to 48.2%
Term
from 12 to 84 months
Target group
from 22 years***
*The annual interest rate is determined for each borrower individually
**Annual effective remuneration rate
***Resident of RK, rom 22 years to 70 years. The last payment on the loan must be made before the client reaches 70 years of age.
Upon obtaining a credit (loan) from Subsidiary JSC VTB Bank (Kazakhstan) (the “Bank”), you assume responsibility for the proper performance of obligations to the Bank; in case of their non-performance, the Bank shall be entitled to apply measures stipulated by the provisions of the legislation of the Republic of Kazakhstan (including, but not limited to): charging forfeits (fines, penalties), foreclosure on the money available on the borrower’s bank accounts, transfer of the debt for pre-trial collection and settlement to a collection agency, as well as filing a lawsuit in court. For more details on the rights and obligations of the borrower and the Bank, please click here.
Without security (pledge is not required)
Without loan application review commission
Without commission for arranging a loan
With payment of 9% of the amount of remuneration paid to the Bank at the end of the loan term
Loan Calculator
Up to 5,000,000 KZT
Up to 60 months
Monthly payment
Total sum of payments
Total overpayment amount