Cash loans

Cash loans are loans for any of your purposes.

They give you the opportunity to enjoy life right now, without putting off a long-awaited purchase, travel or renovation until tomorrow.

Cash loans

Terms of Lending

Credit currency



from 200 000 to 6 000 000

Interest rate*

from 20% to 40%


from 21,9% to 48.2%


from 12 to 84 months

Target group

from 22 years***

*The annual interest rate is determined for each borrower individually
**Annual effective remuneration rate
***Resident of RK, rom 22 years to 70 years. The last payment on the loan must be made before the client reaches 70 years of age.

Upon obtaining a credit (loan) from Subsidiary JSC VTB Bank (Kazakhstan) (the “Bank”), you assume responsibility for the proper performance of obligations to the Bank; in case of their non-performance, the Bank shall be entitled to apply measures stipulated by the provisions of the legislation of the Republic of Kazakhstan (including, but not limited to): charging forfeits (fines, penalties), foreclosure on the money available on the borrower’s bank accounts, transfer of the debt for pre-trial collection and settlement to a collection agency, as well as filing a lawsuit in court. For more details on the rights and obligations of the borrower and the Bank, please click here.

Without security (pledge is not required)

Without loan application review commission

Without commission for arranging a loan

With payment of 9% of the amount of remuneration paid to the Bank at the end of the loan term

Loan Calculator

Up to 5,000,000 KZT

Up to 60 months

Monthly payment

Total sum of payments

Total overpayment amount