«Comfort» Deposit

"Comfort" – flexible deposit

Is the most convenient type of deposit, with the ability to replenish and withdraw money at any time, within the minimum balance, without loss of remuneration.

Deposit Terms

Deposit replenishment Partial withdrawal Remuneration payment Early closing
Yes Yes Monthly payment on current account / capitalization Up to 1 months – without payment of remuneration
Over 1 month – ½ rate for the actual time

Deposit type according to the Civil Code of the Republic of Kazakhstan – fixed-term deposit

Maximum (marginal) amount of the Deposit guarantee*:

- for deposits in KZT – 10 000 000 KZT

- on deposits in foreign currency – 5 000 000 KZT

Rate of remuneration

Currency Minimum deposit amount Maximum deposit amount Deposit terms, in months
6 12 13  24 36
Remuneration amount (% per annum, % AERR)                         
KZT¹ 15 000 - When opening a deposit in the Bank
1 000 - When opening a deposit in Mobile banking 
1 800 000 000 13,0 (up to 13,8) 13,7 (up to 14,6) 13,8 (up to 14,7) 10,0 (up to 10,5) 9,0 (up to 9,4)
RUB 1 000 100 000 000 - 1,0
(up to 1,0)
- - -
Acceptance of deposits from individuals in US dollars is terminated since May 3, 2022. Current deposits in this currency will be rolled over at a rate of 0% per annum, regardless of the period of placement and the type of deposit.

Note: The annual effective interest rate was calculated in compliance with requirements of the RK Agency for Regulation and Supervision of the Financial Market and Financial Organizations.

For prolongation of deposits "Comfortable" in tenge, open until 08/16/2021, the interest rate is applied as for deposits "Comfortable" with an irreducible balance of 15,000 tenge.

*Maximum (marginal) amount of the Deposit guarantee is the amount of the guaranteed reimbursement, based on the amount of savings account balance constituting the maximum (marginal) amount of the guarantee (guaranteed reimbursement) determined by Article 18 of the Law of the RK "On Compulsory Guaranteeing of Deposits Placed with the Second-Tier Banks in the Republic of Kazakhstan", on the date of revocation of the Bank license for all banking operations. If the Depositor has several above-mentioned different types of guaranteed deposits with the Bank, the organization performing the compulsory guaranteeing of deposits shall pay the aggregate guaranteed reimbursement for them to the extent of the maximum amount of the guaranteed reimbursement prescribed for each type of deposit separately, but not more than twenty million KZT.