Branches and ATMs 5050

Deposit "Profitable Plus"

“Profitable Plus” is a deposit that combines the best conditions of the bank’s most popular deposits: a high rate and the possibility of additional contributions.

It is suitable for those who plan to open and replenish a deposit while saving money.

  • Documentary letter of credit - any types of letters of credit, including confirmed, unconfirmed, revolving, standby letters of credit, transferable, with a red clause, back-to-back, etc.;
  • Documentary collection - upon receipt of payment or acceptance of documents.
  • Bank information and payment terminals
  • in QIWI Kazakhstan terminals
  • in the terminals of the U-station
  • in PayDala terminals
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Terms of deposit

Deposit replenishment
Partial withdrawals
Payment of remuneration
Early closure
Yes
No
Monthly capitalization
Acceptance of termination application from the client 30 days before the planned closure of the deposit.
In case of early termination, the remuneration will be recalculated at the demand rate.

type of Deposit according to the Civil Code of the Republic of Kazakhstan - savings deposit

Maximum (limit) guarantee amount for the Deposit¹: 20,000,000 tenge

Note: Deposit rate "On Demand" - 0% per annum (GESV - 0% per annum)

Currency
Minimum deposit amount
(minimum balance)
Maximum amount

Terms of deposit placement in months

3
6
12
13
24
36

Amount of remuneration (% per annum, % GESV)²

KZT
100 000
1 800 000 000
13,5
(up to 14.4)
14,5
(up to 15.6)
15,0
(up to 16.1)
15,2
(up to 16.3)
10,0
(up to 10.5)
9,0
(up to 9.4)

Note: The annual effective interest rate is calculated in accordance with the requirements of the National Bank of the Republic of Kazakhstan.

¹ Maximum (limit) amount of guarantee for the Deposit - the amount of guarantee compensation, based on the amount of the balance of money in the savings account, constituting the maximum (limit) amount of the guarantee (guarantee compensation) established by Article 18 of the Law of the Republic of Kazakhstan “On mandatory guarantee of deposits placed in second-tier banks of the Republic of Kazakhstan”, as of the date of deprivation of the Bank’s license to conduct all banking operations.

² Approved by the decision of the ALCO of Subsidiary VTB Bank (Kazakhstan) JSC Extract No. 3 from Minutes No. 21 dated November 20, 2024 (came into effect from November 20, 2024)

² Approved by the decision of the ALCO of Subsidiary VTB Bank (Kazakhstan) JSC Extract No. 1 from Minutes No. 6 dated 04/24/2025 (came into effect from 03/03/2025)