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Amendments No. 1 to the Standard Form of the Bank Loan Agreement (under the terms of the accession agreement) to JSC VTB Bank (Kazakhstan) (with collateral) and to the Standard Form of the Bank Loan Agreement (under the terms of the accession agreement) to JSC VTB Bank (Kazakhstan) (without collateral) approved by Board Decision No. 46 of October 19, 2017 (further – Changes). These Changes are effective from October 19, 2017.