«Profitable» Deposit

"Profitable" – deposit for target savings

“Profitable” deposit – is an irrevocable deposit with the highest rate of remuneration among deposits in tenge. This deposit is suitable for those who plan to invest their money for a long time and not use it during the deposit period (additional contributions and partial withdrawals are not provided for)



Deposit Terms
Deposit replenishment Partial withdrawal Remuneration payment Early closing
No No Monthly capitalization Acceptance of the application for termination from the client 30 days before the planned deposit closing. In case of early termination, the remuneration is recalculated at the demand rate.

Note:: The demand rate is 0%


Rates on deposits of individuals when opening a deposit through Bank branches
Currency Minimum deposit amount
(minimum balance)
Maximum amount Deposit terms, in months
3 6 12 13 24 36
Remuneration amount (% per annum, % AERR)
KZT¹ 100 000 1 800 000 000 0
(up to 0)
12
(up to 12,7)
14
(up to 14,9)
10
(up to 10,5)
10
(up to 10,5)
9,6
(up to 10,0)
KZT¹ 5 000 000 1 800 000 000 14,5
(до 15,5)
14,9
(up to 16,0)
14,7
(up to 15,7)
10,7
(up to 11,2)
10,7
(up to 11,2)
10,5
(up to 11,0)

Rates on deposits of individuals when opening via remote communication channels

Currency Minimum deposit amount
(minimum balance)
Maximum amount Deposit terms, in months
3 6 12 13 24 36
Remuneration amount (% per annum, % AERR)
KZT¹ Mobile banking,
Online banking        
100 000 1 800 000 000 0
(up to 0)
12
(up to 12,7)
14
(up to 14,9)
10
(up to 10,5)
10
(up to 10,5)
9,6
(up to 10,0)
Online banking 5 000 000    1 800 000 000 14,5
(up to 15,5)
14,9
(up to 16,0)
14,7
(up to 15,7)
10,7
(up to 11,2)
10,7
(up to 11,2)
10,5
(up to 11,0)   
From May 3, 2022, the acceptance of deposits of individuals in US dollars will cease. Current deposits in this currency will be extended at a rate of 0% per annum, regardless of the placement period and the type of deposit.

Demand rate in tenge – 0%

Note: The annual effective interest rate is calculated in accordance with the requirements of the National Bank of the Republic of Kazakhstan.

¹:  For prolongation of "Profitable" deposits in tenge, open until 01.12.2020, the interest rate is applied as for "Profitable" deposits with an irreducible balance of 100,000 tenge.