“Profitable” - contribution for targeted savings
The “Profitable” deposit is an irrevocable deposit with the highest interest rate among deposits in tenge.
Get a consultationDeposit Profitable
Terms of deposit
Deposit replenishment
Partial withdrawals
Payment of remuneration
Early closure
No
No
Monthly capitalization
Acceptance of termination application from the client 30 days before the planned closure of the deposit.
In case of early termination, the remuneration will be recalculated at the demand rate.
In case of early termination, the remuneration will be recalculated at the demand rate.
type of Deposit according to the Civil Code of the Republic of Kazakhstan - savings deposit
Maximum (limit) guarantee amount for the Deposit¹: 20,000,000 tenge
Note: Deposit rate "On demand" - 0% per annum (GESV - 0% per annum)
Currency
Minimum deposit amount (minimum balance)
Maximum amount
3 months
6 months
12 months
13 months
24 months
36 months
KZT²
100 000
1 800 000 000
15,0
(up to 16.1)
(up to 16.1)
16,0
(up to 17.3)
(up to 17.3)
16,3
(up to 17.6)
(up to 17.6)
16,7
(up to 18.0)
(up to 18.0)
11,0
(up to 11.6)
(up to 11.6)
10,0
(up to 10.5)
(up to 10.5)
Note: The annual effective interest rate is calculated in accordance with the requirements of the National Bank of the Republic of Kazakhstan.
¹ Maximum (limit) amount of guarantee for the Deposit - the amount of guarantee compensation, based on the amount of the balance of money in the savings account, constituting the maximum (limit) amount of the guarantee (guarantee compensation) established by Article 18 of the Law of the Republic of Kazakhstan “On mandatory guarantee of deposits placed in second-tier banks of the Republic of Kazakhstan”, as of the date of deprivation of the Bank’s license to conduct all banking operations.
² For prolongation of “Profitable” deposits in tenge, opened before 12/01/2020, the interest rate is applied as for “Profitable” deposits with a minimum balance of 100,000 tenge.
³ Approved by the decision of the ALCO of Subsidiary VTB Bank (Kazakhstan) JSC Extract No. 3 from Minutes No. 21 dated November 20, 2024 (came into effect from November 20, 2024)
³ Approved by the decision of the ALCO of Subsidiary VTB Bank (Kazakhstan) JSC Extract No. 1 from Minutes No. 6 dated 04.24.2025 (came into effect from 03.03.2025)