"Profitable" Deposit
"Profitable" – deposit for target savings
Is an irrevocable deposit with the highest rate of remuneration among deposits in tenge. This deposit is suitable for those who plan to invest their money for a long time and not use it during the deposit period (additional contributions and partial withdrawals are not provided for)
Deposit Terms
| Deposit replenishment | Partial withdrawal | Remuneration payment | Early closing |
|---|---|---|---|
| No | No | Monthly capitalization | Acceptance of the application for termination from the client 30 days before the planned deposit closing. In case of early termination, the remuneration is recalculated at the demand rate. |
Note: The demand rate is 0%
Rates on deposits of individuals when opening a deposit through Bank branches
| Currency |
Minimum deposit amount (minimum balance) |
Maximum amount | Deposit terms, in months | |||||
| 3 | 6 | 12 | 13 | 24 | 36 | |||
| Remuneration amount (% per annum, % AERR) | ||||||||
| KZT¹ | 100 000 | 1 800 000 000 |
16,9 (up to 18,3) |
16,9 (up to 18,3) |
15,7 (up to 16,9) |
13,4 (up to 14,3) |
13,4 (up to 14,3) |
13,4 (up to 14,3) |
| KZT¹ | 5 000 000 | 1 800 000 000 |
16,9 (up to 18,3) |
16,9 (up to 18,3) |
15,7 (up to 16,9) |
13,4 (up to 14,3) |
13,4 (up to 14,3) |
13,4 (up to 14,3) |
Rates on deposits of individuals when opening via remote communication channels
| Currency |
Minimum deposit amount (minimum balance) |
Maximum amount | Deposit terms, in months | ||||||
| 3 | 6 | 12 | 13 | 24 | 36 | ||||
| Remuneration amount (% per annum, % AERR) | |||||||||
| KZT¹ | Mobile banking | 100 000 | 1 800 000 000 |
16,9 (up to 18,3) |
16,9 (up to 18,3) |
15,7 (up to 16,9) |
13,4 (up to 14,3) |
13,4 (up to 14,3) |
13,4 (up to 14,3) |
Demand rate in tenge – 0%
Note: The annual effective interest rate is calculated in accordance with the requirements of the National Bank of the Republic of Kazakhstan.
¹: For prolongation of "Profitable" deposits in tenge, open until 01.12.2020, the interest rate is applied as for "Profitable" deposits with an irreducible balance of 100,000 tenge.