Deposit "Reliable"

“Reliable” - deposit with monthly income, with the possibility of partial withdrawal of money

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Terms of deposit

Deposit replenishment

Partial withdrawals

Payment of remuneration

Early closure

Yes

Monthly payment to current account / capitalization

Up to 1 month – no remuneration
Over 1 month – ½ rate for actual time

Remuneration rates

type of Deposit according to the Civil Code of the Republic of Kazakhstan - time deposit

Maximum (limit) guarantee amount for the Deposit¹:

for deposits in tenge - 10,000,000 tenge
for deposits in foreign currency - 5,000,000 tenge

Currency

Minimum deposit amount

Maximum deposit amount

Terms of deposit placement in months

Amount of remuneration (% per annum, % GESV)²

KZT

15,000 - when opening a deposit

1 800 000 000

14.2 (up to 15.2)

¹ Maximum (limit) amount of guarantee for the Deposit - the amount of guarantee compensation, based on the amount of the balance of money in the savings account, constituting the maximum (limit) amount of the guarantee (guarantee compensation) established by Article 18 of the Law of the Republic of Kazakhstan “On mandatory guarantee of deposits placed in second-tier banks of the Republic of Kazakhstan”, as of the date of deprivation of the Bank’s license to conduct all banking operations.

² Approved by the decision of the ALCO of Subsidiary VTB Bank (Kazakhstan) JSC Extract No. 3 from Minutes No. 21 dated November 20, 2024 (came into effect from November 20, 2024)

² Approved by the decision of the ALCO of Subsidiary VTB Bank (Kazakhstan) JSC Extract No. 1 from Minutes No. 6 dated 04/24/2025 (came into effect from 03/03/2025)