Terms of use by clients of the debit payment card of Subsidiary VTB Bank JSC (Kazakhstan) in the mobile application

1. Terms used In these Terms of use by clients of a debit payment card of Subsidiary VTB Bank JSC (Kazakhstan) in the mobile application (hereinafter referred to as the Terms), the terms below, written in capital letters, will have the following meanings (regardless of the number or case in which such terms are used): 

1.1.
1.2.
1.3.
1.4 Payment card – a debit payment card that provides its holder with the opportunity to make payments and (or) transfer money within the amount of money in the client’s current account;
1.5.
1.6.
1.7.
1.8.
1.9.
1.10.
1.11.
1.12.
1.13.
1.14.
1.15.
1.16.
1.17.
1.18.
1.19.

2. Basic provisions.
2.2.
2.3.
2.4.

3. Operating principle 3.1.
3.1.1.
– Contactless payments at contactless terminals at points of sale or reading devices; 
– Payments to merchants connected to the Payment Services system using the Software Built into the Mobile Application.
3.1.2.
– Activation by receiving an SMS with an Activation code, which the Client enters into the Mobile application; 
– Activation by calling the Bank’s contact center; 
3.1.3.
3.1.3.
3.1.4.
3.2.
3.2.1.
3.2.1.1.
3.2.1.2.
3.2.2.
3.3.
3.3.1.
3.3.2.
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3.3.4.
3.3.5.
3.3.6.
3.3.7.
3.3.8.
3.3.9.
3.4.
3.4.1.
3.4.2.
3.4.2.1.
3.4.2.2.
3.4.3. +7 (727) 330 43 43. 
3.5.
3.5.1.
3.5.2.
3.5.3.
3.6.
3.6.1.
3.6.2.
3.7.
3.7.1.

4. Confidentiality and security 4.1.
4.1.1.
4.1.1.1.
4.1.1.2.
4.1.1.3.
4.1.2.
4.1.3.
4.2.
4.2.1.
4.3.
4.3.1.
4.3.2.
4.3.3.
4.3.4.
4.4.
4.4.1.
4.4.2.
4.4.3.

5. Suspension, cancellation and change of functions 5.1.
5.2.
5.3.
5.4.
5.5. +7 (727) 330 43 43.

6. Interruptions in the provision of Payment services 6.1.
6.2.
6.3.

7. Limitation of liability 7.1.

8. Other provisions 8.1.

9. Changes to these Terms 9.1. www.vtb-bank.kzno less than 10 calendar days before the date of its entry into force.
9.2. +7 (727) 330 43 43, and the Client gives the Bank permission to further process any outstanding transactions on such Digital Payment Card (Digital Payment Cards) at the time of removal of such Digital Payment Card from the Mobile Application.
9.3.

10. Communication 10.1.
10.2.
10.2.1.
10.2.2.
10.2.3.
10.2.4.

11. Additionally 11.1.
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