Deposit Stable

Basic parameters Conditions
Customer segment for which the deposit is offered Legal entities, Individuals (Individual entrepreneurs / peasant (farm) holdings, private notaries / private bailiffs, professional mediators, attorneys)
Deposit Type (according to the Civil Code of the Republic of Kazakhstan) Savings
Term of deposit Minimum term in KZT, RUB - from 3 months;
Maximum term in KZT, RUB -up to 24 months.
Currency of transactions KZT/RUB
Payment of remuneration Monthly 
Minimum deposit amount KZT – 500,000;
RUB – 85,000.
Maximum deposit amount KZT –  1,800,000,000;
RUB – 300,000,000.
Minimum balance KZT – 500,000;
RUB – 85,000.
Interest rate Set individually
For individual deposits the interest rate shall not exceed the limits of interest rates set by KDIF.
Additional contributions Not allowed
Partial withdrawal Not allowed
Capitalisation of interest Envisaged
Prolongation Not envisaged
Terms and conditions of early termination of bank deposit Accrued/payable interest is recalculated and paid out at the interest rate of demand deposit
The savings deposit shall be returned not earlier than thirty calendar days from the date of receipt of the depositor's request.
For individuals engaged in entrepreneurial activities:

The Deposit is subject to a mandatory deposit guarantee according to Article 18 of the Law of the Republic of Kazakhstan "On Mandatory Deposit Guarantee". The maximum (limit) amount of guarantee for Deposit is the amount of guarantee indemnity based on the savings account balance, which is the maximum (limit) amount of guarantee (guarantee indemnity) prescribed by Article 18 of the Law of the RK "On Mandatory Guarantee of Deposits Placed with Bank, as of the date of revocation of the Bank's license to carry out all banking operations. If the Depositor has several different types of guaranteed deposits with the Bank, "Kazakhstan Deposit Insurance Fund" JSC shall pay the aggregate guarantee indemnity for them within the maximum amount of guarantee indemnity prescribed for each type of deposit separately, but not more than twenty million KZT.

For consultation and in case of any questions, you should visit the Bank's branches or contact your Customer Manager.

Call-center telephone numbers of Subsidiary JSC VTB Bank (Kazakhstan): +7(727)330- 50-50, 5050 – toll-free call from mobile phone".