Programs of regional financing
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“Astana Business” Nur-Sultan city
General conditions of beneficial borrower financing:
- Lending entity – small and medium-sized business entity registered in the territory of Nur-Sultan city, and the project proposed to them should be implemented in the territory of Nur-Sultan city.
- Maximum loan amount per one Borrower shall be no more than 100 mln. tenge
- Rate of return – up to 8,5% per annum (AERR from 9.2%)
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Loan term: up to 01.02.2024
- for acquisition of package license (franchising) – up to 84 months;
- for new fixed asset acquisition and fixed asset upgrading– up to 84 months;
- for working capital financing– up to 36 months;
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Lending purpose:
- for new fixed asset acquisition and fixed asset upgrading;
- for working capital financing.
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Priority branches:
- — Retail trade, except for automobile and motorcycle trade;
- — Restaurant and catering business;
- — Franchising.
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More detailed information about the Program is available on the website of Damu EDF JSC www.damu.kz or in the single call center via number 1408
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“Astana Business-2” Nur-Sultan city
General conditions of beneficial borrower financing:
- Lending entity – small and medium-sized business entity registered in the territory of Nur-Sultan city, and the project proposed to them should be implemented in the territory of Nur-Sultan city.
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Maximum loan amount per one Borrower:
- For first-time entrepreneur – no more than 50 mln. tenge
- For acting entrepreneur – no more than 100 mln. tenge
- Rate of return – up to 8,5% per annum (AERR from 9.2%)
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Loan term: up to 01.10.2025
- for new fixed asset acquisition and fixed asset upgrading – up to 84 months;
- for working capital financing – up to 36 months;
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Lending purpose:
- for new fixed asset acquisition and fixed asset upgrading;
- for working capital financing.
- Without sectoral restrictions
- More detailed information about the Program is available on the website of Damu EDF JSC www.damu.kz or in the single call center via number 1408
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“Astana Business-2” Nur-Sultan city
General conditions of beneficial borrower financing:
- Lending entity – small and medium-sized business entity registered in the territory of Nur-Sultan city, and the project proposed to them should be implemented in the territory of Nur-Sultan city.
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Maximum loan amount per one Borrower:
- For first-time entrepreneur – no more than 50 mln. tenge
- For acting entrepreneur – no more than 100 mln. tenge
- Rate of return – up to 8,5% per annum (AERR from 9.2%)
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Loan term: up to 01.06.2026
- for new fixed asset acquisition and fixed asset upgrading – up to 84 months;
- for working capital financing – up to 36 months;
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Lending purpose:
- for new fixed asset acquisition and fixed asset upgrading;
- for working capital financing.
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Without sectoral restrictions, except for the following kinds of activity:
- 64 — Financial services, except for services and insurance pension funds,
- 65 — Insurance, re-insurance and pension fund activities, except for social insurance,
- 66 — Supporting activities in providing financial services and insurance,
- 68 — Real estate operations.
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More detailed information about the Program is available on the website of Damu EDF JSC www.damu.kz or in the single call center via number 1408
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“Ak-Niet” East Kazakhstan Region
General conditions of beneficial borrower financing:
- Lending entity – small and medium-sized business entity registered in the territory of the East Kazakhstan Region, and the project proposed to them should be implemented in the territory of the East Kazakhstan Region.
- Maximum loan amount per one Borrower: no more than 200 mln. tenge
- Rate of return – up to 8,5% per annum (AERR from 9.0%)
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Loan term: up to 01.03.2026
- for new fixed asset acquisition and fixed asset upgrading– up to 84 months;
- for working capital financing – up to 36 months;
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Lending purpose:
- for new fixed asset acquisition and fixed asset upgrading;
- for working capital financing.
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Priority branches
- Priority branches of lending according to the Common Classifier of Economic Activity CCЕA
- More detailed information about the Program is available on the website of Damu EDF JSC www.damu.kz or in the single call center via number 1408
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“Ak-Niet 2” East Kazakhstan Region
General conditions of beneficial borrower financing:
- Lending entity – small and medium-sized business entity registered in the territory of the East Kazakhstan Region, and the project proposed to them should be implemented in the territory of the East Kazakhstan Region.
- Maximum loan amount per one Borrower: no more than 400 mln. tenge
- Rate of return – up to 8,5% per annum (AERR from 9.0%)
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Loan term: up to 01.05.2025
- for new fixed asset acquisition and fixed asset upgrading – up to 84 months;
- for working capital financing – up to 36 months;
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Lending purpose:
- for new fixed asset acquisition and fixed asset upgrading;
- for working capital financing.
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Priority branches
- Priority branches of lending according to the Common Classifier of Economic Activity CCЕA: in Ust Kamenogorsk and Semey cities and in other districts of the East Kazakhstan Region, without sectoral restrictions
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More detailed information about the Program is available on the website of Damu EDF JSC www.damu.kz or in the single call center via number 1408
6 “Ak-Niet” East Kazakhstan Region
General conditions of beneficial borrower financing:
- Lending entity – small and medium-sized business entity registered in the territory of the East Kazakhstan Region, and the project proposed to them should be implemented in the territory of the East Kazakhstan Region.
- Maximum loan amount per one Borrower: no more than 50 mln. tenge
- Rate of return – up to 7,0% per annum (AERR from 7,6%)
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Loan term: up to 01.04.2027
- for new fixed asset acquisition and fixed asset upgrading – up to 84 months;
- for working capital financing – up to 36 months;
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Lending purpose:
- for new fixed asset acquisition and fixed asset upgrading;
- for working capital financing.
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Priority branches
- without sectoral restrictions
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More detailed information about the Program is available on the website of Damu EDF JSC www.damu.kz or in the single call center via number 1408
7.“Almaty Business”, Almaty
Main terms of financing of the final Borrower:
1. The funded entity is a small or medium-sized enterprise registered within the territory of Almaty, and the implementation of the project proposed by it must be carried out within the territory of Almaty. Depending on the area of the project implementation, the interest rate for borrowers varies. See below.
2. The maximum amount of a loan for one Borrower is no more than KZT 180 million.
3. Interest rate is no more than 5.0% per annum (AERR from 5.5%) for entrepreneurs implementing projects in Alatau, Zhetysu, Nauryzbai, Turksib districts; no more than 7.0% per annum (AERR from 7.6%) for entrepreneurs implementing the project in Almaly, Auezov, Medeu, Bostandyk districts.
4. Loan term: till 12.01.2028.
For investments – up to 84 months;
For replenishment of circulating assets – up to 36 months;
5. Purpose of the loan:
For investments;
For replenishment of circulating assets
6. Priority sectors: No sectoral restrictions.
7. More detailed information about the Program is available on the website of Damu EDF JSC www.damu.kz or in the single call center via number 1408