The economy of simple things

Business entity

Private business entities (individual entrepreneurs, small, medium-sized, and large businesses)

Permitted sectors

• Manufacturing industry and services
• Processing in the agro-industrial complex
• Production in the agro-industrial complex

Purpose of projects

• investments;
• replenishment of working capital

Maximum amount per borrower

• investments - no restrictions;
• replenishment of working capital – up to 5 billion Tenge

Currency

KZT

Interest rate

the basic rate of NBRK + 4,5%, of 12,50% is subsidized by the state, and the difference is paid by the entrepreneur.

For projects in priority sectors: 10,50% is subsidized by the state, and the difference is paid by the entrepreneur.

For projects in the production of the agro-industrial complex: 7% is paid by the entrepreneur, and the difference is subsidized by the state. (AEIR - at least of 23.10%)

Subsidy period

• for investments – 5 years (priority sectors of the economy – 7 years), with no further prolongation of the subsidy period;
• for replenishment of working capital – 3 years, without further prolongation of the subsidy period.

Guarantee term

Up to loan term

Guarantee size

Up to 50% of the loan amount up to 1 billion Tenge