National Project on Entrepreneurship Development for 2021-2025
The National Entrepreneurship Development Project for 2021-2025 envisages the subsidizing interest rates and guarantees, in the event of a shortage of collateral
The maximum amount is up to 3 billion tenge

Conditions for subsidizing projects under portfolio subsidizing
Participants |
Small business entities, including micro-entrepreneurs |
Sectors |
No sectorial restrictions, except for: |
Maximum loan amount |
for investments – no more than 20 million KZT, for replenishment of working capital – no more than 5 million KZT |
Loan subsidy amount |
The basic rate of NBRK + 7%, of which 15,75% is subsidized by the state, and the difference is paid by the entrepreneur.
For projects implemented in mono and small towns, rural settlements, the Basic rate of NBRK +7%, of which 16,75% is subsidized by the state, and the difference is paid by the entrepreneur. |
Loan term |
Investments – 3 (three) years without the right to prolong the subsidy period. Replenishment of the working capital – 2 years without the right to prolong the subsidy period. |
Guarantee size |
Up to 85% of the loan |
Guarantee term |
Up to loan term |
Conditions for subsidizing projects within the framework of the direction "Support for entrepreneurs/entities of industrial-innovative activities" of the National Project for Entrepreneurship Development for 2021-2025
Participants |
Projects implemented in settlements, including mono and small towns, rural settlements, except for the cities of republican significance/regional centers – without sectorial restrictions. |
Sectors |
No sectorial restrictions – for projects in settlements, including mono and small towns, rural settlements, except for the cities of republican significance/regional centers- taking into account the place of sale and the place of registration of the entrepreneur. When implementing projects according to the list of priority sectors of the economy* in settlements, including mono- and small towns, rural settlements, with the exception of cities of republican significance/ regional centers, without consideration of the place of entrepreneur’s registration. |
Maximum loan amount |
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Subsidy amount |
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Loan term |
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Refinancing |
Loans with a term not exceeding 2 years from the date of issue of the first loan |
The guarantee covers first-time entrepreneurs, entrepreneurs implementing, and (or) planning to implement their projects in priority sectors of the economy.
Conditions of loan guarantee within the framework of the National Entrepreneurship Development Project for 2021-2025
Maximum guarantee amount |
Up to 85% of the loan |
Maximum loan amount |
1 billion KZT |
Maximum guarantee period |
no longer than the loan term |
Own participation in the project under loans over 500 million KZT |
at a level not lower than 10% of the total cost of the project implementation of own funds (money, movable/immovable property), including the property of third parties. |
For more information, visit the website of JSC "Damu" Entrepreneurship Development Fund" https://damu.kz/programmi/