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Ak Niet

Regional financing of privately held large, medium and small businesses of the East Kazakhstan Region on by-product “Ak Niet”

GENERAL CONDITIONS OF FINANCING ON BY-PRODUCT “Ak Niet”

Target segment Privately held large, medium and small businesses registered in the territory of the East Kazakhstan Region implementing projects in the territory of the East Kazakhstan Region in accordance with priority sectors of the Common Classifier of Economic Activity (CCEA) according to the Annex
Nominal rate of return No more than 8.5% per annum
Loan amount Up to 200,000,000 KZT
Loan currency KZT
Loan term Up to 84 months – for investment;
Up to 36 months – for working capital financing;
maximum period up to 01.03.2026
Designated purpose Acquisition and (or) construction and (or) modernization and (or) reconstruction and (or) capital repairs of fixed assets, acquisition of biological and (or) intangible assets, working capital financing.
Financing branch
Permitted financing branches
CCEA code/Description Agroindustrial complex
01. Crop farming and animal production, hunting in this spheres
03. Fishing industry and aquaculture
10. Food production
11.06. Malting
11.07. Mineral water and other soft drinks production
Mining industry
08.12.1. Gravel and sand pits mining
09. Technical services in the field of mineral industry
Light industry and furniture industry
13. Production of textiles
14. Manufacture of clothes
15. Production of leather and relating products
16. Wood and cork-oak bark products manufacture instead of furniture; straw-work and matting production
17. Paper and paper products manufacture
18. Recordings print end reproductions
20. Production of chemical products
21. Production of basic pharmaceutical products and chemicals
22. Manufacture of rubber and plastic products
31. Furniture industry
Production of construction materials and other non-metallic mineral products
23. Production of other non-metallic mineral products
Metallurgy industry, metal industry, machinery-producing industry
24. Metallurgy industry
25. Production of finished metal products except machinery and equipment
26. Production of computers, electronic and optical products
27. Production of electrical equipment
28. Production of machinery and equipment not included in other categories
29. Production of motor vehicles, trailers and semi-trailers
30. Production of other motor vehicles
33. Repair and installation of machinery and equipment
Other industrial sectors
32. Production of other finished goods
35.11.4. Electric-power production by other power plants
35.11.2. Electric-power production by hydroelectric power stations
38. Waste collection, treatment and disposal, waste utilization
39. Recultivation and other services in waste disposal
Transport and warehousing
45.2. Motor vehicle maintenance and repair
49.3. Other passenger ground transport
49.41. Freight transport by road
50. Water transport
52. Warehousing facilities and supporting transport activities
53. Postal and courier activities except for activities relating the natural monopolies sphere
Tourism
55.10. Providing hotels with services
55.20. Provision of housing over the weekend and other periods of short-term accommodation
55.30. Camping grounds, recreation car fleets and trailer fleets
Information and communication
59.14. Film exhibition activity
61. Communication
62. Computer programming, consultations and other associated services
Professional, scientific and technical activity
69.2. Activity in the field of accounting and audit; taxation consultation
71. Activity in the field of architecture, engineering surveys, technical testing and analysis
72. Scientific research and development
74. Other professional, scientific and technical activity
75. Veterinary activity
81. Activity in the field of building and territory maintenance
Education
85. Education
Public health and social services
86. Activity in the field of public health service
87. Providing social services with accommodation provision
88. Providing social services without accommodation provision
Art, recreation and rest
91. Activities of libraries, archives, museums and other cultural service institutions
93. Activity in the field of sports, organization and recreation (except for discotheques)
Provision of other services
95. Repair of computers, articles of personal use and household goods
96.01. Cleaning and chemical cleaning of textile products and fur goods
96.04. Sports and recreation activities
Special conditions The total debt on Product (cumulative Loan balance) of one End Borrower to second-tier banks should not exceed the amount equal to 500,000,000.00 (five hundred million) KZT. Subject to this condition, the number of Loans for one End Borrower is not limited.
The possibility of using the Fund’s guarantee tool for entrepreneurs on the conditions and procedures provided by the State Business Support and Development Program “Business Road Map 2020” and other programs of the Fund. For more information on the guaranteeing please visit “Damu” Foundation website: “Аk Niet”
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