Ak Niet
Regional financing of privately held large, medium and small businesses of the East Kazakhstan Region on by-product “Ak Niet”
GENERAL CONDITIONS OF FINANCING ON BY-PRODUCT “Ak Niet”
| Target segment | Privately held large, medium and small businesses registered in the territory of the East Kazakhstan Region implementing projects in the territory of the East Kazakhstan Region in accordance with priority sectors of the Common Classifier of Economic Activity (CCEA) according to the Annex |
| Nominal rate of return | No more than 8.5% per annum |
| Loan amount | Up to 200,000,000 KZT |
| Loan currency | KZT |
| Loan term |
Up to 84 months – for investment; Up to 36 months – for working capital financing; maximum period up to 01.03.2026 |
| Designated purpose | Acquisition and (or) construction and (or) modernization and (or) reconstruction and (or) capital repairs of fixed assets, acquisition of biological and (or) intangible assets, working capital financing. |
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Financing branch Permitted financing branches |
CCEA code/Description
Agroindustrial complex 01. Crop farming and animal production, hunting in this spheres 03. Fishing industry and aquaculture 10. Food production 11.06. Malting 11.07. Mineral water and other soft drinks production Mining industry 08.12.1. Gravel and sand pits mining 09. Technical services in the field of mineral industry Light industry and furniture industry 13. Production of textiles 14. Manufacture of clothes 15. Production of leather and relating products 16. Wood and cork-oak bark products manufacture instead of furniture; straw-work and matting production 17. Paper and paper products manufacture 18. Recordings print end reproductions 20. Production of chemical products 21. Production of basic pharmaceutical products and chemicals 22. Manufacture of rubber and plastic products 31. Furniture industry Production of construction materials and other non-metallic mineral products 23. Production of other non-metallic mineral products Metallurgy industry, metal industry, machinery-producing industry 24. Metallurgy industry 25. Production of finished metal products except machinery and equipment 26. Production of computers, electronic and optical products 27. Production of electrical equipment 28. Production of machinery and equipment not included in other categories 29. Production of motor vehicles, trailers and semi-trailers 30. Production of other motor vehicles 33. Repair and installation of machinery and equipment Other industrial sectors 32. Production of other finished goods 35.11.4. Electric-power production by other power plants 35.11.2. Electric-power production by hydroelectric power stations 38. Waste collection, treatment and disposal, waste utilization 39. Recultivation and other services in waste disposal Transport and warehousing 45.2. Motor vehicle maintenance and repair 49.3. Other passenger ground transport 49.41. Freight transport by road 50. Water transport 52. Warehousing facilities and supporting transport activities 53. Postal and courier activities except for activities relating the natural monopolies sphere Tourism 55.10. Providing hotels with services 55.20. Provision of housing over the weekend and other periods of short-term accommodation 55.30. Camping grounds, recreation car fleets and trailer fleets Information and communication 59.14. Film exhibition activity 61. Communication 62. Computer programming, consultations and other associated services Professional, scientific and technical activity 69.2. Activity in the field of accounting and audit; taxation consultation 71. Activity in the field of architecture, engineering surveys, technical testing and analysis 72. Scientific research and development 74. Other professional, scientific and technical activity 75. Veterinary activity 81. Activity in the field of building and territory maintenance Education 85. Education Public health and social services 86. Activity in the field of public health service 87. Providing social services with accommodation provision 88. Providing social services without accommodation provision Art, recreation and rest 91. Activities of libraries, archives, museums and other cultural service institutions 93. Activity in the field of sports, organization and recreation (except for discotheques) Provision of other services 95. Repair of computers, articles of personal use and household goods 96.01. Cleaning and chemical cleaning of textile products and fur goods 96.04. Sports and recreation activities |
| Special conditions |
The total debt on Product (cumulative Loan balance) of one End Borrower to second-tier banks should not exceed the amount equal to 500,000,000.00 (five hundred million) KZT. Subject to this condition, the number of Loans for one End Borrower is not limited. The possibility of using the Fund’s guarantee tool for entrepreneurs on the conditions and procedures provided by the State Business Support and Development Program “Business Road Map 2020” and other programs of the Fund. For more information on the guaranteeing please visit “Damu” Foundation website: “Аk Niet” |