Automobile lending



Name of credit product Designated purpose Amount of credit Initial instalment Interest rate/AERR* Period of credit Security Fees, connected with granting of a credit Security insurance
AutoTrade-in purchase of new motor car with possible refinancing of an auto loan Amount of credit:
450 000 to 15 000 000 KZT

Amount of refund: от 450 000 to 5 000 000 KZT
Agreed value of second-hand car under Trade-in program 3% and more/ 3,05% and more 12 to 60 months New motor car none Voluntary vehicle insurance (KASKO) shall be at the expense of the Bank
Auto-Standard Purchase of new motor car 450 000 to 15 000 000 KZT 10% and more from the cost of motor car purchased 20% / 21,96 and more 12 to 60 months New motor car none Voluntary vehicle insurance (KASKO) shall be at the expense of the Bank
Beneficial auto Purchase of automobile, produced in Kazakhstan 2,250,000 KZT to 13,500,000 KZT 10% (ten) percent and more from the cost of automobile (cost of 1 unit of automobile, produced in Kazakhstan, should not exceed 15,000,000 KZT) not more than 4.0% per annum /
not more than 4.1% per annum
12 to 84 months Automobile purchased none Client pays for insurance (KASKO) and registration of a motor vehicle as a pledge.

Automobile lending

without collateral
for consumer purposes
500 000 to 5 000 000 KZT 
none
from 15% / from 16,1% 
12 to 60 months 
none
none none

Automobile lending

Terms of Lending

Валюта кредита

tenge

Сумма

up to 15 000 000

Ставка вознаграждения

from 3% /AERR* from 3,05%

Срок

up to 12 months

Целевая группа

from 22 years**

*Annual effective remuneration rate

**Resident of RK, from 22 years old to pension age. The last payment on credit has to be made till the Borrower becomes a pensioner

Credit calculator

Up to 5,000,000 KZT

Up to 60 months

Monthly payment

Total sum of payments

Total overpayment amount

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