Congratulations of Gussarov S.N., Chairman of the Management Board, VTB Bank (Kazakhstan) JSC SO, on 5th Birthday of the Bank

22.05.2014 Dear partners, friends, employees of VTB Bank (Kazakhstan)!

Today, May 22 is a field-day for our Bank. Exactly 5 years ago subsidiary VTB Bank in Kazakhstan obtained the License of the Agency of the Financial Supervision of the RK for performance of the bank activities.

I congratulate you on this holiday, 5th Birthday of VTB Bank (Kazakhstan)!

We have a lot to be proud of – having opened the Bank “from scratch”, we managed to achieve high results for short period of time: we built the branch network in 17 cities of the country, developed and implemented the product line of the universal Bank for the
corporate clients and population, conquered our market share, earned respect and trust of our clients and partners.

As far as you know, year 2013 ended for VTB Bank (Kazakhstan) with the income indexes: we increase our deposit portfolio, attract new clients, conquer and expand our niche at the local financial market and participate in implementation of the state programs.

Having demonstrated stable positive dynamics of development, we gained a reputation of stable and reliable financial partner of the hundreds of thousands clients all over the country. Undoubtedly, trust of the clients is the most valuable achievement of our professional team.

Our further plans are no less ambitious and I am sure that our common efforts to constantly excellent results will help us to implement them.

I genuinely congratulate you on our common holiday, Birthday of the Bank!

I wish you new victories, success and inexhaustible energy to the benefit of prosperity of the international VTB Group!

Sincerely yours,
Chairman of the Management Board
VTB Bank (Kazakhstan) JSC SO                                                                                                                         Sergey Gussarov