Basic conditions
Basic parameters
Terms
Purpose
Financing the Client's current (short-term) needs for funds (including, but not limited to, for the purpose of replenishing working capital, paying employees) in the event of their absence (inadequacy) in the Client's current account with the Bank, for which an overdraft has been provided, arising due to a temporary gap in the turnover of funds passing through the Client's current accounts with the Bank.
Currency
- KZT
- RUB
Sum
- The minimum limit amount is 300,000 KZT (equivalent in RUB as of the date of the decision)
- The maximum limit amount is 145,000,000 KZT (equivalent in RUB as of the date of the decision)
Term
- Overdraft limit period - no more than 12 months
- The tranche within the overdraft limit is no more than 1 calendar month.
Rates
The fixed rate is set individually.
KZT: Rate (26,0% - 32,0%), AEIR: (29,3% -37,1%)
RUB: Rate (27,7% - 33,7%), AEIR: (31,5% - 39,4%)
* GESV is calculated in accordance with the requirements of the legislation of the Republic of Kazakhstan.
Security
Unsecured/blank loan.