Deposit Market

Basic parameters Conditions
Customer segment for which the deposit is offered Legal entities, Individuals (individual entrepreneurs, peasant (farm) holdings, private notaries)
Term of deposit KZT/RUB - from 1 day to 24 months;
Currency of transactions KZT/RUB
Payment of remuneration Monthly 
Minimum deposit amount set individually, but not less than:
KZT – 500,000;
RUB – 100,000.
Maximum deposit amount 10% of the Bank's equity capital
Minimum balance Set individually, but not less than:
KZT – 500,000;
RUB – 100,000.
Interest rate Set individually.
For individual deposits the interest rate shall not exceed the limits of interest rates set by KDIF.
Additional contributions Allowed, subject to maximum deposit amount
Partial withdrawal Allowed up to the minimum balance
The savings deposit shall be returned not earlier than thirty calendar days from the date of receipt of the depositor's request.
Capitalisation of interest Not envisaged
Prolongation Not envisaged
Terms and conditions of early termination of bank deposit 1. in case of the actual placement period of less than 1 month, the payment (accrual) of interest is not envisaged.
2. in case of actual placement period of 1 and more months, the accrued/paid interest is recalculated and paid at the interest rate of the Demand deposit

3.The savings deposit shall be returned not earlier than thirty calendar days from the date of receipt of the depositor's request.
Special conditions In case of decrease of weighted average interest rate on bank deposits of non-bank legal entities in STB published at the official web-site of the NB RK by 1%, the Bank is entitled to unilaterally:
1) reduce the Maximum deposit amount to the Minimum deposit balance;
2) refund a part of the deposit to the current account of the Depositor;
3) stop accepting additional contributions
For individuals engaged in entrepreneurial activities:

The Deposit is subject to a mandatory deposit guarantee according to Article 18 of the Law of the Republic of Kazakhstan "On Mandatory Deposit Guarantee". The maximum (limit) amount of guarantee for Deposit is the amount of guarantee indemnity based on the savings account balance, which is the maximum (limit) amount of guarantee (guarantee indemnity) prescribed by Article 18 of the Law of the RK "On Mandatory Guarantee of Deposits Placed with Bank, as of the date of revocation of the Bank's license to carry out all banking operations. If the Depositor has several different types of guaranteed deposits with the Bank, "Kazakhstan Deposit Insurance Fund" JSC shall pay the aggregate guarantee indemnity for them within the maximum amount of guarantee indemnity prescribed for each type of deposit separately, but not more than twenty million KZT.

For consultation and in case of any questions, you should visit the Bank's branches or contact your Customer Manager.

Call-center telephone numbers of Subsidiary JSC VTB Bank (Kazakhstan): +7(727)330- 50-50, 5050 – toll-free call from mobile phone".