Branches and ATMs 5050

Notice of changes to interest rates on deposits held by individuals


Dear customers!

VTB (Kazakhstan) announces changes to interest rates on deposits held by individuals.

The new rates have been approved by a decision of the Bank’s Asset and Liability Management Committee (Extract No. 1 from Minutes No. 11 dated 15.06.2026), and will come into effect on June 17, 2026.

You can find the updated rates on the bank's official website at: www.vtb-bank.kz

Sincerely yours, VTB (Kazakhstan)


Deposit

Opening a deposit at a branch/
via Mobile banking

Currency

Deposit term in months

3

6

12

13

24

36

Interest rate (% per annum, % annual effective rate of return)

 Profitable

At a branch / via Mobile banking

KZT

14.8 (up to 15.9)

15.0 (up to 16.1)

14.8 (up to 15.9)

12.0 (up to 12.7)

11.0 (up to 11.6)

9.0 (up to 9.4)

 Profitable plus

At a branch

KZT

14.8 (up to 15.9)

15.0 (up to 16.1)

13.8 (up to 14.7)

7.0 (up to 7.2)

7.0 (up to 7.2)

7.0 (up to 7.2)

 Comfortable

Via mobile banking

KZT

13.0 (up to 13.9)

13.8 (up to 14.7)

13.1 (up to 13.9)

9.0 (up to 9.4)

8.0 (up to 8.3)

At a branch

KZT

-

12.7 (up to 13.5)

13.2 (up to 14.0)

13.0 (up to 13.8)

8.7 (up to 9.1)

7.7 (up to 8.0)

At a branch / via Mobile banking

RUB

-

-

1.0 (1.0)

-

-

-

 Reliable

At a branch

KZT

-

-

-

13.1 (up to 13.9)

-

-

 Educational

At a branch

KZT

-

-

-

-

-

13.2 (up to 14.0)


 

For the extension of the “Profitable” deposits in KZT opened before 01.12.2020, the interest rate applicable to the “Profitable” deposits with a minimum balance of 100,000 KZT shall apply.

For the extension of the “Comfortable” deposits in KZT opened before 16.08.2021, the interest rate applicable to the “Comfortable” deposits with a minimum balance of 15,000 KZT shall apply.